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Home Improvement Grants


Owning a home is a huge investment. Our home is where we live, play, sleep and raise our families so of course we want it to be safe, comfortable and in good condition. It is inevitable that at some point our home is going to need some repairs. The problem for many Americans is that they cannot afford to make these home repairs and often live in potentially hazardous and unsafe conditions as a result. There are several programs in place that can help you pay for all types of home repairs and/or improvement projects.

HOME Community Programs


Home Community Programs are part of the largest federal block grant in the United States. HOME provides over $2 billion dollars annually to state and local governments to cover a vast array of housing needs for low income families.

Local Home Repairs and Home Improvement


Home repair and improvement grants and aid are available through most city and county governments and also through many local organizations.

Property Insurance for Home Improvement


HUD provides insurance to lenders on most home improvement loans. This allows consumers to obtain a more affordable loan for home improvements and repairs.

Rural Home Property Repair Program


Individuals and Families living in rural areas can apply for a home property repair loan at a 1% interest rate made available through the Rural Development and Housing Agency.

VA Specially Adapted Housing for Veterans


The VA offers grant programs for veterans with service and non-service related disabilities who need to make alterations and adaptions to their homes.

Title I Home Improvement Loans


Title I Home Improvement Loans are available through HUD approved lenders and can be used for small to large home repairs and improvements. These loans can also be used in conjunction with 203 (k) loans.

203 (k) Rehabilitation Program


This is the main HUD program for home repair assistance to single family dwellings. The funds available from this program can also be used to expand single family dwellings. The 203 (k) rehabilitation loan can be used with other programs to finance home rehabilitation and repair projects.

You can also fill out the eligibility form to verify if you are eligible for mortgage insurance programs, homeowner grants or any other type of government financial assistance for your home.

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