SBA Loan Programs

If you are looking for small business loans, the United States Small Business Administration (SBA) is an excellent starting point. The SBA offers a variety of financial aid programs and support. Here are some of the loan programs available through the SBA:

The 7 (a) Loan Program

The 7(a) loan program is part of the Small Business Act which permits the SBA to provide loans to small businesses in the United States. This program is the most widely used SBA loan program. Loans are granted by participating lenders who are guaranteed a portion of the loan by the SBA. The lender grants the loan according to the 7(a) structure and in return receives a partial guarantee on the loan.

  • Community Express
  • Patriot Express
  • SBA Express
  • Secondary Market Programs
  • Certified Lenders Program
  • Preferred Lenders Program

Special Purpose Loans

  • The CAPline Loan Program for Small Business
  • Export Express
  • Employee Trusts
  • Pollution Control
  • Export Working Capital
  • International Trade Loans

Surity Bonds

Equity Capital

The CDC/504 Loan Program

Microloans

DELTA Defense Loan and Technical Assistance Program

Disaster Assistance Loans for Homes and Personal Property

In addition to financial aid loans and grants, the SBA offers many free online business courses and other support in the form of counseling and assistance,  resources and contract opportunities.

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